As an EU citizen, you can open a bank account in Greece.
However, the process and requirements differ depending on whether you have your primary residence in Greece or only use Greece as a secondary residence.
✅ Required documents for opening an account
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ID card or passport
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AFM (Greek tax number)
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Lease agreement or other proof of residence
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Tax ID from your home country
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Phone & email
🔵 If Greece is your primary residence
Opening an account is easier.
Greek banks accept:
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a Greek lease agreement
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an AFM
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a local phone number
As a rule, you will receive the account immediately or within a few days.
🟡 If Greece is your secondary residence (primary residence remains in Germany)
This is often more complicated, as banks require additional proof, for example:
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Confirmation of residence in your home country
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Proof of income
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Proof of why a Greek account is needed
(e.g. lease agreement, property purchase, electricity or water bill, employment contract)
Some banks only open accounts if there is a Greek residence.
Others accept EU citizens even without a permanent residence — it depends on the bank.
🧾 Process
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Appointment or visit to the branch (e.g. Alpha Bank, Eurobank, Piraeus Bank, NBG).
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Submit documents.
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Account activation usually takes place quickly (often on the same day).
🤝 Our service
We help with:
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selecting the right bank (depending on primary or secondary residence),
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preparing all the necessary documents,
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creating the AFM,
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scheduling appointments,
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and assistance with opening the account.
